First Home Purchase
Helping you to purchase your first home with a great mortgage deal.
Why use Sterling Mortgage Advice to buy your first home?
From your initial meeting with our advisor to the day you receive the keys to your first home, we will be on hand to support you.
Buying your first property can be daunting, but with the right help and support it does not need to be. In fact, most of our clients tell us that using our service to arrange their mortgage made their first purchase much easier than they expected.
When you contact us, you will be given your own, dedicated expert mortgage advisor, who will be with you through every step of your purchase.
This will allow you to confidently begin your property search, knowing that when you fall in love with your dream first home, it is affordable to you.
YOUR ADVISOR WILL:
- Discuss the different mortgage options available and make sure you have the best mortgage to suit your needs.
- Explain how much you can borrow, as well as make sure you are aware of any fees that you may need to consider and calculate your exact budget for you.
- Answer all questions you may have. All our advisors pride themselves on their knowledge of the whole moving process not just the financial aspect of the purchase.
WHAT’S NEXT?
Not only do we want to your first purchase to go smoothly, we also want to ensure you can keep your home if something unexpected were to happen. We offer a wide range of insurance products to make sure both you and your new home are protected. We offer everything from buildings insurance to life insurance and critical illness cover.
- Once you have found your ideal first home, we can provide the estate agent with confirmation the property is affordable to you. This will make you a more appealing buyer and put you in a strong position to secure the property. We can also provide you with help and guidance on making an offer.
- After your offer has been accepted, we will make sure we have found you the best mortgage at the most competitive rate before making your application for you. We can also offer guidance over appointing a solicitor and surveyor as well as which type of survey would be the right choice, based on the age and style of the property.
- We will liaise with your chosen lender providing you with regular updates regarding your mortgage application and ensure you receive your mortgage offer as swiftly as possible. Even after you have received your mortgage offer, we will continue to advise you and offer guidance over anything you are unsure about regarding the legal process involved in the purchase.
FINDING THE RIGHT MORTGAGE FOR YOU
At Sterling Mortgage Advice, not only will we get you a great deal, but we will find you the right mortgage. It is not just first time buyers who need help finding the best mortgage and lender to suit them. Choosing the right mortgage can be complicated as there are many lenders and hundreds of options available.
Making the right choice could save you thousands of pounds and we have access to thousands of mortgages and exclusive rates with many lenders. Your dedicated expert mortgage advisor will comprehensively explore the mortgage market for you.
We will make sure the mortgage you choose is the most cost effective for your individual circumstances.
Frequently Asked Questions
At Sterling Mortgage Advice, our service is completely free of charge and not only will we get you a great deal, but we find you the right mortgage or insurance. We have access to thousands of mortgages and exclusive rates with many lenders. We also offer a wide range of insurance products to make sure both you, your family and your home are protected.
We offer face to face meetings in Basingstoke and the surrounding towns in addition to telephone or video call appointments for anyone located anywhere in the United Kingdom.
In fact, provided the mortgage is for a property in the UK we can offer advice no matter where you are located in the world.
Many mortgage advisors charge a fee for their advice and often these fees amount to hundreds of pounds. However, at Sterling Mortgage Advice, we want to save you as much money as possible and not charging
you a fee for our service helps us achieve this.
We have no hidden charges, our advice is 100% free from the initial appointment to completion of the mortgage. We are purely remunerated by the mortgage lender or insurance provider and this does not cost you a penny!
So why not contact us today to find out if we can save you money?
Ready to have a chat?
Get in touch with us!
Monday – Thursday:
09:00 AM – 08:00 PM
Friday 09:00 AM – 07:00 PM
Saturday 09:00 AM – 05:00 PM
Sunday 10:00 AM – 04:00 PM
This firm does not charge a fee for mortgage advice. The Financial Conduct Authority does not regulate all Buy to Let mortgages. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Sterling Mortgage Advice is a trading name of Linear Mortgage Network Limited which is an appointed representative of Primis Mortgage Network, a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Conduct Authority.